Home Loans Available Pan India
Home Loan Experts
Connect - Mob or WhatsApp : +91 9999989580

Get a home loan up to ₹5 Crore at interest rates starting 7.10% p.a. Fast approvals, minimal paperwork and doorstep service — from Delhi NCR and Mumbai to Tier‑2 and Tier‑3 towns across India.

Apply for Home Loan Calculate EMI
7.10%
Interest Rate p.a.
₹5 Cr
Max Loan Amount
48 hrs
Quick Approval
200+
Cities Covered
Starting from
7.10% p.a.*
  • Lowest rate guaranteed
  • Loan tenure upto 30Yr
  • Special offer on Balance transfer & top-up
  • Special rates for women applicants
  • No part payment / fore closure charges
  • CIBIL assistance
Check Eligibility & Apply

*Rates vary by lender, credit score & loan profile

RBI Registered Partners
23,000+ Happy Clients
15+ Bank & NBFC Tie-ups
6+ Years of Trust
Why Pratham Capital

India's Most Trusted Home Loan Facilitator

We compare offers from 15+ leading banks and NBFCs so you get the best home loan rate, anywhere in India.

Lowest Interest Rates

Compare and choose from home loan offers starting 7.10% p.a. across top lenders.

Fast Digital Approval

In-principle sanction in as little as 48 hours with minimal documentation.

Pan India Presence

From metros to small towns — home loan assistance in 200+ Indian cities.

Dedicated Relationship Manager

A single point of contact from application to disbursal and beyond.

Loan Options

Home Loan Products for Every Need

Whichever stage of home ownership you're at, we have a financing solution across India.

01 / HOME PURCHASE
New Home Purchase Loan

Finance ready-to-move or under-construction flats, independent houses and villas anywhere in India.

  • Up to 90% of property value
  • Tenure up to 30 years
  • Fixed & floating rate options
02 / PLOT + CONSTRUCTION
Plot Purchase & Construction Loan

Buy a residential plot and fund construction in easy, milestone-linked disbursals.

  • Covers land + construction cost
  • Disbursal linked to construction stage
  • Available in approved layouts pan India
03 / BALANCE TRANSFER
Home Loan Balance Transfer

Move your existing home loan to a lower rate and unlock a top-up loan on the same property.

  • Reduce your existing EMI
  • Top-up loan for any personal need
  • Simple, paperless transfer process
04 / HOME IMPROVEMENT
Home Renovation & Extension Loan

Renovate, repair or extend your existing home with quick, low-documentation financing.

  • No need to mortgage additional property
  • Quick disbursal for urgent repairs
  • Flexible repayment tenure
05 / NRI HOME LOAN
NRI Home Loan

Special home loan facility for Non-Resident Indians investing in property back home.

  • Financing against NRE/NRO income
  • Power of attorney assistance
  • Remote application & e-sign process
06 / LOAN AGAINST PROPERTY
Loan Against Property

Unlock the value of your residential or commercial property for business or personal needs.

  • High loan-to-value ratio
  • Longer repayment tenure
  • Competitive interest rates
Rates & Charges

Home Loan Interest Rates in India (2026)

Indicative rates from our partner banks & NBFCs. Final rate depends on credit score, income and loan amount.

Applicant Category Interest Rate (p.a.) Processing Fee Max Tenure
Salaried Individuals7.35% – 9.75%Up to 0.5%30 years
Self-Employed Professionals7.50% – 10.25%Up to 0.75%25 years
Women Applicants7.30% – 9.60%Up to 0.5%30 years
NRI Applicants7.60% – 10.00%Up to 1%20 years
Balance Transfer + Top-Up7.35% – 9.50%Nil – 0.5%Remaining tenure
Plan Ahead

Home Loan EMI Calculator

Estimate your monthly EMI instantly before you apply.

Monthly EMI
₹ 34,286
Principal Amount₹ 40,00,000
Total Interest₹ 42,28,715
Total Payment₹ 82,28,715
Get This Rate — Apply Now
Simple Process

Get Your Home Loan in 4 Easy Steps

1
Apply Online

Share basic details and property information in under 5 minutes.

2
Get Matched

We compare offers from 15+ banks & NBFCs for your profile.

3
Document Verification

Our team assists with paperwork and property legal checks.

4
Loan Disbursal

Receive funds directly, in line with construction or purchase stage.

Pan India Reach

Home Loans Available Across India

From metro cities to emerging towns, apply for a home loan wherever you are in India.

Delhi NCR Mumbai Bengaluru Pune Chennai Hyderabad Kolkata Ahmedabad Jaipur Lucknow Chandigarh Noida & Greater Noida Gurugram Indore Nagpur Kochi Surat Bhopal Patna +180 more cities
Local Home Loan Assistance

Home Loans in Major Indian Cities

Dedicated support and local property expertise in India's top cities.

Home Loan in Delhi NCR
From 7.10% p.a.
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Home Loan in Mumbai
From 8.40% p.a.
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Home Loan in Bengaluru
From 7.10% p.a.
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Home Loan in Pune
From 8.40% p.a.
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Home Loan in Chennai
From 8.45% p.a.
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Home Loan in Hyderabad
From 7.10% p.a.
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Home Loan in Kolkata
From 8.50% p.a.
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Home Loan in Ahmedabad
From 8.40% p.a.
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Home Loan in Noida
From 7.10% p.a.
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Home Loan in Greater Noida
From 7.10% p.a.
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Home Loan in Gurugram
From 8.35% p.a.
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Home Loan in Jaipur
From 8.45% p.a.
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Home Loan in Lucknow
From 8.45% p.a.
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Don't see your city? We cover 190+ more cities across India — get in touch.

Our Lending Partners

We Work With India's Leading Banks & NBFCs

HDFC Bank
ICICI Bank
IDFC First
Magma
Mahindra Finance
+ More
FAQs

Home Loan — Frequently Asked Questions

Home loan interest rates through our lending partners start from 7.10% per annum, depending on your credit profile, loan amount and chosen lender.

Typically, lenders offer a home loan of up to 60 times your net monthly salary, subject to existing obligations, credit score and property value, up to a maximum of ₹5 Crore.

Yes, we facilitate home loans pan India across 200+ cities including Delhi NCR, Mumbai, Bengaluru, Pune, Chennai, Hyderabad, Kolkata, Ahmedabad and many tier‑2 and tier‑3 cities.

Common documents include identity & address proof (PAN, Aadhaar), income proof (salary slips or ITR), bank statements of the last 6 months, and property documents.

Yes, NRIs can apply for home loans in India with additional documents such as passport, visa/work permit and NRE/NRO bank statements.

Ready to Own Your Dream Home?

Fill in your details and our home loan expert will call you within 30 minutes — anywhere in India.